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RateAPI — live US mortgage, auto, HELOC, personal & deposit rates

Live US mortgage, auto, HELOC, personal & deposit rates with evidence, plus who can join each lender

Endpoint
Answering
Works in
20 of 21 clients
Tools
89
Last checked
Sep 18, 2026

Does RateAPI — live US mortgage, auto, HELOC, personal & deposit rates work in your MCP client?

Registry name dev.rateapi/mcp, endpoint https://mcp.rateapi.dev/mcp.

  • Claude Codeworks
  • Claude Desktopworks
  • Claude.aiworks
  • Claude API MCP connectorworks
  • ChatGPTworks
  • OpenAI Responses APIworks
  • Codexworks
  • Gemini CLIworks
  • Cursorworks
  • VS Code (GitHub Copilot)works
  • Windsurf (Devin Desktop)works
  • Zedworks
  • JetBrains AI Assistantworks
  • Junieunknownno source confirms Junie supports Streamable HTTP
  • Clineworks
  • Continueworks
  • Gooseworks
  • Lovableworks
  • Replit Agentworks
  • Bolt.newworks
  • v0works

How clients sign in

No credentials: it answered lurq's probe without any.

Tools

get_financing_decisionlist_credit_unionsfind_credit_unions_near_zipfind_product_rates_near_zipget_credit_unioncheck_membership_eligibilityfind_eligible_credit_unionsfind_reachable_offersget_personal_access_catalogcompare_personal_access_catalogssearch_eligibility_entitiesresolve_eligibility_entitiescompare_reachable_offersget_product_access_envelopesevaluate_eligibility_cohortget_eligibility_changesextract_eligibility_factscreate_monitorcreate_competitor_monitorlist_monitorsget_monitorupdate_monitordelete_monitorsimulate_monitordeliver_test_webhooklist_webhook_deliveriesget_eligibility_coverageget_extraction_statsget_benchmarkscompare_productsrefinance_break_evenoptimize_buydownmax_loanestimate_affordabilityestimate_monthly_costanalyze_rent_vs_buyproject_pmi_removalget_usageget_monitor_statssave_scenariolist_scenariosget_scenariodelete_scenariolist_decision_logsgenerate_client_reportrate_sanity_checkget_coveragecheck_competitive_positionscan_savingsget_league_tableget_deposit_benchmarksget_deposit_betaexplain_rankingsimulate_decisionbuild_amortization_schedulecompare_total_costbatch_decisionsget_rate_deltalist_ratesget_rate_historyassess_buy_timingassess_rate_lockcheck_advice_guardrailssave_cohortlist_cohortsget_cohortdelete_cohortscan_portfoliogenerate_share_linklist_sharesrevoke_shareschedule_digestlist_digestsdelete_digestset_email_brandingget_email_brandingcreate_email_campaignlist_email_campaignsupdate_email_campaigndelete_email_campaignadd_campaign_recipientsremove_campaign_recipientsend_test_campaignsend_campaign_nowsubscribe_rate_alertlist_rate_alertsunsubscribe_rate_alertsearch_docsget_doc

Get the setup for your client from your agent

This page is a daily snapshot. lurq's connect_check answers for the client you are wiring this server into, with the exact steps and the config to paste in that client's own format, and lurq mcp-pin tells you when the server changes. One command connects Claude Code, Cursor, VS Code and other agents:

npx lurqrun

Free to start. How connect_check works

From lurq's credential-free probe of this server's endpoint on Sep 18, 2026, and each client's own documentation. This page refreshes every 24 hours. How the probe works, and how maintainers opt out.